Bank FD Scheme : Through a Fixed Deposit scheme, you can invest your savings and earn huge profits as well. If you also want to earn big returns by depositing your money, then this news will be useful for you. In fact, big government and private banks in the country are offering bumper interest rates on FD schemes – some even up to 9%. Let’s see which banks are offering how much interest on FD schemes and for how many years.
Bank FD Scheme : These 10 Banks Are Offering Up to 9% Interest on FDs
Customers trust fixed deposit schemes the most among all investment options. Many people prefer to invest their savings in FDs to earn guaranteed profits. If you are also planning to invest, this update is for you. Several government and private sector banks are currently offering attractive FD interest rates.
Some banks are even providing interest rates close to 9%. Among them, SBM Bank stands out. SBM Bank offers 8.25% interest to regular customers and 8.75% to senior citizens on FDs with tenure ranging from 3 years 2 days to less than 5 years.
This Bank Is Offering Up to 8.50% Interest on FD
At the second position is Bandhan Bank. On its 600-day FD scheme, Bandhan Bank offers 8% interest to regular customers and 8.5% interest to senior citizens.
DCB Bank FD Scheme
At the third spot is DCB Bank. On 36-month FD schemes, it offers 8% to regular customers and 8.5% to senior citizens.
Deutsche Bank FD Scheme
Deutsche Bank also provides attractive FD options. For tenures of more than 2 years and up to 3 years, the bank offers 7.75% interest to both regular and senior citizen customers.
Yes Bank FD Scheme: Up to 8.25% Interest
Yes Bank is also offering impressive returns. On FDs ranging from 18 months to 36 months, Yes Bank provides 7.75% to regular customers and 8.25% to senior citizens.
At the sixth spot comes RBL Bank, which offers 7.50% to regular customers and 8% to senior citizens for FDs ranging from 24 months to less than 36 months.
IDFC First Bank FD Scheme
At the seventh position is IDFC First Bank. On FDs ranging from 1 year 1 day to 550 days, it offers 7.50% to regular customers and 8% to senior citizens.
IndusInd Bank and Karur Vysya Bank FD Scheme
IndusInd Bank offers 7.50% interest to regular customers and 8% to senior citizens for FDs with a tenure of 2 years 9 months to 3 years 3 months.
On the other hand, Karur Vysya Bank offers 7.50% to regular customers and 8% to senior citizens on its 444-day FD scheme.
SBI FD Scheme
India’s largest public sector bank, State Bank of India (SBI), is also providing attractive FD returns. On its 444-day FD scheme, SBI offers 7.25% to regular citizens and 7.75% to senior citizens.
Conclusion:
If you are planning to invest safely with guaranteed returns, Fixed Deposit schemes are still one of the best options in 2025. Several banks, both government and private, are offering interest rates between 7% and 9%, which makes FD schemes a reliable and profitable investment choice.